Claim adjusters in Tomball will look at more than just the damage that prompted you to make a claim while assessing your roofing system. While most homeowner’s insurance policies will cover roof damage from an unexpected accident or natural disaster, the state of your roofing system will play a significant role in how much you are reimbursed.
Most roofing insurance claims in Tomball are due to weather-related or water-related damage. This type of damage may seem like it would be covered by your homeowner’s insurance, but the age and condition of your roof are two major factors.
Let’s look into roof variables that affect insurance claims:
- A policyholder’s roof’s age is the single most important element in how their insurance claim is evaluated. The majority of insurance policies won’t pay to fix a roof if it’s more than 20 years old.
- Deterioration from normal use If your roof is deteriorating slowly from normal use, your insurance provider may have trouble paying for a complete roof replacement.
- Neglect or a failure to keep up with routine maintenance is a typical cause of refused claims. Insurance companies are quick to assign responsibility when they see signs of neglect on your roof.
- Keep track of every maintenance and repair you’ve had done to increase the likelihood that your claim will be accepted. Proof that you have been vigilant about roof maintenance includes inspection records, before and after pictures, and invoices. Roof damage should be reported to your insurer without delay.
- Roof inspection, maintenance, and repair must be performed by the property owner. The first step in making sure any problems with your roof are fixed swiftly and effectively is to hire a professional, certified roofing contractor in Tomball to do annual roof inspections.
When it comes to roofing, Tomball area homeowners and business owners can rely on Total Roofing & Exteriors, a fully certified and insured roofing contractor. No matter the material, design, or scale of your roof, you can trust that our local crew of roofers is up to the task. To ensure your roof continues functioning as intended, we provide thorough inspections in addition to maintenance and repair services of the highest caliber.
We Raise the Bar for Roofing in Tomball
As far as storm damage goes, we’re spot on! Roof replacement is a specialty of Total Roofing & Exteriors, and they offer their services using excellent materials that are guaranteed by strong warranties. To ensure that the process of replacing your roof is as “stress-free” as possible, our team of roofing specialists will assist you throughout the claims process. As Tomball’s go-to experts for roofing insurance claims, we’ve got you covered.